Talked a few weeks ago with Lailey (or New York Sister, which would be a title if it didn't sound so loaded) about the difference between being broke in Seattle and being broke in New York. The main note was that when you're broke, like, have no money in NYC, and you tell your friends, there's a greater chance that they'll actually believe you.
Seattle is a city full of new-moneyists who, because they vote liberal and live on the west coast, don't think of themselves as rich. NYC is accepted as one of the most expensive cities in the US, if not world. You tell people in NYC you can't go out because a sandwich and beer could be the difference between having a place to live next month or not and you get a "yikes!"
but it's a real yikes. folks in Seattle don't seem to have that concept. the number of times friends of mine have responded with "yeah, things are really tight for me too, I saw this new dress I wanted but knew I really shouldn't. . ."
there is a gap there.